Healthcare expenses in retirement can surprise even the most prepared among us. Suze Orman recently highlighted that retirees face an average of $185,500 in healthcare costs—not including long-term care. It’s important to remember that Medicare doesn’t cover everything: dental, vision, hearing aids, and custodial care are all excluded. With premiums on the rise and no out-of-pocket maximum, having the right supplemental insurance and a solid savings plan isn’t just smart—it’s essential. I always strive to help my clients see the full picture and understand where coverage gaps can leave them vulnerable. My approach is to break down these details in plain language, so you can make decisions that give you real peace of mind for your retirement years.
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