US Medicare Advantage Perks Face Changes

Federal officials finalized a 2027 insurer payment increase averaging ~2.5%, adding >$13B in spending, or ~5% when population-related risk trends are included.
Insurers said that boost may not cover medical cost growth, putting extra Medicare Advantage perks most at risk as 2027 plan details are finalized.
Potential changes could include higher annual caps, fewer comprehensive dental options, and possible cuts to vision, hearing, gym memberships, transportation, and in-home support.
In more competitive areas, plans may keep popular benefits, but with tighter usage limits or higher copays; some insurers may also leave certain coverage areas.
Watch for your annual change notice later this year, then use Oct. 15 to Dec. 7 open enrollment to compare perks, doctors, and medications.