{"id":26,"date":"2026-09-26T17:00:00","date_gmt":"2026-09-26T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/joeduerrinsuranceagent-com\/2026\/09\/26\/medicare-irmaa-how-income-affects-your-medicare-premiums\/"},"modified":"2026-09-26T17:00:00","modified_gmt":"2026-09-26T17:00:00","slug":"medicare-irmaa-how-income-affects-your-medicare-premiums","status":"publish","type":"post","link":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/2026\/09\/26\/medicare-irmaa-how-income-affects-your-medicare-premiums\/","title":{"rendered":"Medicare IRMAA: How Income Affects Your Medicare Premiums"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Many people are surprised to learn that their Medicare premiums can be affected by their income from two years ago, thanks to something called IRMAA (Income-Related Monthly Adjustment Amount). If your adjusted gross income was above $106,000 as a single filer or $212,000 if you filed jointly, you may see extra surcharges added to your Medicare Part B and D premiums. These surcharges increase in five income brackets, which can make planning a bit more complicated.<\/p>\n<p>What I\u2019ve found is that understanding how IRMAA works\u2014and knowing your options to manage or appeal these costs\u2014can make a real difference in both your budget and your peace of mind. I always aim to break down these details in plain language, so you can make informed choices that fit your personal situation. Remember, insurance decisions like these aren\u2019t just about numbers\u2014they\u2019re about making sure you have the right protection when you need it most.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.kiplinger.com\/retirement\/medicare\/medicare-premiums-projected-irmaa-for-parts-b-and-d-for-2026\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many people are surprised to learn that their Medicare premiums can be affected by their income from two years ago, thanks to something called IRMAA (Income-Related Monthly Adjustment Amount). If your adjusted gross income was above $106,000 as a single filer or $212,000 if you filed jointly, you may see extra surcharges added to your [&hellip;]<\/p>\n","protected":false},"author":190,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-26","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/users\/190"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":0,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}