{"id":10,"date":"2026-09-06T15:00:00","date_gmt":"2026-09-06T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/joeduerrinsuranceagent-com\/2026\/09\/06\/congress-targets-the-medicare-irmaa-cliff-inside-the-push-to-protect-middle-class-retirees\/"},"modified":"2026-09-06T15:00:00","modified_gmt":"2026-09-06T15:00:00","slug":"congress-targets-the-medicare-irmaa-cliff-inside-the-push-to-protect-middle-class-retirees","status":"publish","type":"post","link":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/2026\/09\/06\/congress-targets-the-medicare-irmaa-cliff-inside-the-push-to-protect-middle-class-retirees\/","title":{"rendered":"Congress Targets the Medicare IRMAA Cliff: Inside the Push to Protect Middle-Class Retirees"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>The Medicare IRMAA surcharge, created to tax the wealthiest 5% of retirees more, now affects nearly 10% of beneficiaries, including many middle-class retirees due to frozen income thresholds and mandatory retirement distributions. The surcharge applies as a steep cliff, causing large premium hikes for small income increases. Proposed legislation aims to eliminate lower tiers and exclude home sale gains from IRMAA calculations. Until changes pass, retirees should manage income carefully to avoid surcharges.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.aol.com\/articles\/congress-targets-medicare-irmaa-cliff-151127000.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Medicare IRMAA surcharge, created to tax the wealthiest 5% of retirees more, now affects nearly 10% of beneficiaries, including many middle-class retirees due to frozen income thresholds and mandatory retirement distributions. The surcharge applies as a steep cliff, causing large premium hikes for small income increases. Proposed legislation aims to eliminate lower tiers and [&hellip;]<\/p>\n","protected":false},"author":190,"featured_media":36,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/users\/190"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":0,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/media\/36"}],"wp:attachment":[{"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/media?parent=10"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/categories?post=10"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joeduerrinsuranceagent.com\/blog\/wp-json\/wp\/v2\/tags?post=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}