Medicare premiums for Parts B and D are set to rise in 2026 for individuals with incomes above $109,000 (single) or $218,000 (joint), thanks to the IRMAA brackets. If your income crosses these thresholds, you’ll see higher surcharges on your premiums. I know how overwhelming these changes can feel, especially when you’re trying to anticipate how life events—like retirement or other major adjustments—might impact your costs. That’s why I take the time to walk my clients through the details, explaining how income planning and, if needed, appeals after significant life changes could help reduce or challenge these surcharges. My role isn’t just to help you find coverage, but to make sure you’re fully informed and feel confident about your choices as you prepare for the future.
Leave a Reply